Top Tech Jobs & Startup Jobs in San Francisco Bay Area, CA

Lead independent validation and governance of credit and fraud models, build automated Python monitoring for model drift and performance, drive remediation with model developers, and liaise with audit and regulators to support Affirm Bank's model risk management.

Develop and ship full-stack web and mobile experiences across Affirm’s consumer app and website. Collaborate with product, design, analytics, and engineering teams to break down projects, make technical decisions, write tested and extensible code, launch scalable APIs, monitor service health, support on-call operations, review code, and participate in team development and interviewing.

Lead and mature Affirm's third-party security risk program by designing controls, automating GRC workflows, evaluating third-party/cloud security, building integrations and dashboards, and advising stakeholders. Drive automation using Python and agentic coding tools, operate orchestration across systems, manage a portfolio of risk reviews, and establish metrics, processes, and reporting to scale security risk management.

Lead independent validation and ongoing monitoring of complex financial and analytics models, including ALM, loss forecasting, loan transition, corporate finance, and engagement models. Identify weaknesses, communicate findings, guide remediation, and strengthen model governance. Collaborate with Finance, Quantitative Research, Growth Analytics, Internal Audit, Internal Controls, Accounting, and Compliance to maintain Affirm’s model risk framework and address audit, regulatory, and examiner requests.

Lead product strategy and execution for consumer credit, underwriting, merchant pricing, and loan economics. Define new features and specs, run experiments, analyze impact and success metrics, and partner cross-functionally to launch and scale products across merchants and channels, including international expansion and cost optimizations.

Lead and deliver quarterly goals for a backend team; guide engineers through ambiguous problems; collaborate with product, design, and analytics; identify and resolve project and technical issues; ensure operational availability and on-call readiness; set code and design quality standards; and mentor and develop team members.

Responsible for leading a team of engineers, supporting product development, identifying technical issues, and ensuring high-quality code delivery in backend systems at scale.

Serve as strategic partner to the SVP of Product to scale product leadership: run leadership rhythms, own headcount and budget planning, drive AI enablement, curate external product narrative, manage org-health metrics, and resolve cross-functional structural issues to increase decision speed and org effectiveness.

Own end-to-end analytical lifecycle to develop and optimize business, risk, and growth strategies. Monitor portfolio and macro trends, build and interpret ML-driven models, lead cross-functional launches, mentor junior analysts, and build AI-assisted workflows to improve decisioning and measurement across products and geographies.

Lead technical strategy and delivery for mobile app infrastructure, owning shared components (design system, networking, CI/CD, observability, releases, tooling). Collaborate cross-functionally, set code/design standards, ensure operational readiness and on-call processes, mentor engineers, and drive large, business-impacting projects and migrations across the JS↔native boundary.