Top Tech Jobs & Startup Jobs in San Francisco Bay Area, CA

Provide legal leadership for Upstart's OCC‑chartered bank: manage board and committee governance, advise directors and executives on bank regulatory duties, oversee affiliate transactions and Regulation W compliance, support OCC/FDIC/Fed examinations and FR Y reporting, build examination‑ready processes, draft governance documents and intercompany agreements, and partner cross‑functionally on bank operations and regulatory matters.

Support migration of spreadsheet-based credit analytics into a new internal platform by executing test plans, performing reconciliations, investigating discrepancies, partnering with Engineering/Product, developing monitoring and validation processes, supporting go-live and change management, and creating documentation and training materials. Use SQL and modern tooling to ensure data quality and operational stability during a 9-month contract.

The Senior Software Engineer will build scalable backend systems, maintain data workflows, and collaborate across teams to enhance marketing initiatives.

Build and maintain full‑stack, customer‑facing web experiences that improve borrower conversion. Deliver end‑to‑end features (frontend, APIs, microservices), monitor performance and reliability, partner with Product/Design/ML, run experimentation and personalization, and contribute to platform architecture and on‑call health.

Lead the architectural design and development of a new consumer credit product, focusing on backend systems, distributed services, and integrating AI tools. Mentor team members and influence product direction through engineering insights.

As Assistant General Counsel, you'll oversee capital markets transactions, negotiate legal agreements, manage a legal team, and drive project completion while providing strategic legal guidance.

The Senior Manager, Risk Analytics will build and own Upstart's risk analytics program, managing Key Risk Indicators, data models, and reporting infrastructure for enterprise-wide risk monitoring and compliance. They will collaborate with risk owners and conduct data aggregation and reporting, supporting risk assessments and regulatory requirements.

Lead the brand's creative strategy across various channels, managing a multi-disciplinary team while driving impactful brand campaigns and aligning with business goals.

Support building and executing second-line Treasury risk oversight for a de novo national bank: monitor liquidity, funding, IRR, price risk and capital; challenge first-line Treasury activities; prepare ALCO/board reporting; maintain policies and program documentation; support stress testing, regulatory exam preparation, and examiner/internal audit responses.

Build and scale customer-facing and backend systems for Upstart's Auto Secured Personal Loan product. Design eligibility, decisioning, funnel and workflow automation, collaborate with product, risk, and operations, deliver reliable production software in a regulated environment, and drive technical direction and observability for long-term platform expansion.