Top Tech Jobs & Startup Jobs in San Francisco Bay Area, CA

As a Financial Analyst at Upstart, you will support financial planning and analysis, collaborate across teams, and drive business and strategic analyses to enhance financial performance.

Lead application security strategy at Upstart, focusing on threat modeling, application security controls and influencing engineering to enhance security posture across products.

Lead the Capital Implementation team to onboard new lenders, manage loan origination and sales, design scalable systems for business efficiency, and collaborate with various stakeholders for accurate financial data access.

Build and ship LLM-powered, user-facing ML features and scalable services. Own architecture and implementation for applied ML systems, collaborate with product/research/platform teams, ensure safety/fairness/compliance, and establish best practices for prompts, evaluation, and experimentation.

Lead the ML Data Enablement team to define strategy and execution for accelerating third-party and internal data onboarding, enforce data quality and SLAs, build metadata and lineage standards, and deliver scalable data infrastructure and workflows to reduce time-to-production for ML models.

Lead strategy and execution for major Capital Platform problem spaces, driving multi-quarter cross-functional initiatives. Design scalable, configurable partner integrations, capital execution workflows, and reporting infrastructure. Partner with engineering, finance, and compliance to deliver enterprise-grade, auditable systems that support lenders, investors, and embedded capital solutions.

Lead full‑stack projects for Upstart's Auto Refi and Auto Secured Personal Loans products. Collaborate with cross‑functional partners, make architectural decisions, deliver high‑quality, testable, resilient code, and propose ideas to improve product metrics and conversion.

Build and scale backend services for verification orchestration, risk evaluation, and automated approval decisions. Integrate third-party data providers and ML models, develop rule engines and document automation, maintain APIs and event streams, and improve observability, compliance, and platform reuse across lending products.

Manage day-to-day performance and operations of collections vendors, monitor KPIs and SLAs, drive performance improvements, ensure compliance and high-quality borrower experience, and coordinate cross-functional stakeholders while supporting onsite audits and vendor relationship management.

The Principal Product Manager will drive user engagement and retention through product experiences, collaborate cross-functionally, and lead experiments to optimize customer interactions with Upstart's platform.