Top Tech Jobs & Startup Jobs in San Francisco Bay Area, CA

Build and improve Kikoff’s flagship credit-building product as a senior frontend engineer. Develop features that increase retention, engagement, and revenue while collaborating closely with product managers, designers, and data scientists. Explore and scope new opportunities, analyze data for business decisions, solve problems beyond your expertise, and deliver measurable customer impact using SolidJS or React.

Drive user acquisition across digital and offline channels while optimizing customer acquisition costs. Define campaign KPIs, run A/B and multivariate tests, analyze performance data, develop direct-response creative strategies, and collaborate with design, copywriting, product, and analytics teams. The role offers increasing ownership of campaigns and strategic growth initiatives.

Build and scale Kikoff’s Flutter credit-building app across growth, onboarding, identity verification, subscriptions, payments, billing, and monetization. Improve mobile architecture, performance, observability, CI/CD, testing, releases, and design systems. Partner with product, design, marketing, data science, and engineering teams to optimize acquisition, retention, and revenue through experiments and measurable outcomes.

Own Kikoff’s data security roadmap across AWS, Snowflake, RDS, and internal pipelines. Design and implement encryption, tokenization, least-privilege access, access brokering, row- and column-level controls, audit logging, secure data flows, and AI agent permissions. Partner with Legal and Compliance on privacy and regulatory requirements, threat-model new systems, and create reusable secure engineering patterns. Support data mapping, retention, deletion, and cross-border data controls in a regulated fintech environment.

Set the technical direction for machine learning across underwriting, fraud, risk, and personalization. Own the ML platform and modeling roadmap, including feature stores, pipelines, serving, monitoring, governance, and experimentation. Lead high-impact credit and cash-advance models through deployment and iteration, establish model-risk standards, partner with business and compliance leaders, and mentor engineers. This is a hands-on staff role with company-wide technical influence.

Build and maintain consumer fintech products across backend, frontend, and mobile platforms. The role uses Ruby on Rails, AWS, ReactJS, Vercel, and Flutter, with opportunities for rapid growth in an early-stage startup environment. Candidates should have strong computer science fundamentals, relevant software engineering experience or equivalent, and enthusiasm for startup products and collaborative professional relationships.

Own the technical strategy, architecture, performance, and infrastructure of company-wide web frontend systems. Lead frontend tooling, CI/CD, observability, testing, shared component libraries, and developer experience. Drive cross-team initiatives that improve reliability, responsiveness, quality, and performance across high-traffic consumer applications. Mentor engineers, establish standards, influence technical direction, and collaborate with product, design, data science, and engineering teams.

Lead securities and corporate legal work for a high-growth fintech, including public-company readiness, IPO execution, capital markets transactions, M&A, governance, equity compensation, SEC reporting, and general corporate matters. Partner with executives, finance, the board, auditors, bankers, and outside counsel while building legal and governance infrastructure for potential public-company status.

Senior Product Designer at Kikoff will own the design process end-to-end, create compelling interfaces, and drive design system evolution while leveraging AI tools and data-driven insights.

Own SEC reporting, IPO readiness, technical accounting, lender and bank-partner reporting, ESG disclosures, non-GAAP compliance, and reporting controls. Draft registration statements, 10-Ks, 10-Qs, 8-Ks, proxy materials, footnotes, and accounting memos. Manage auditors and disclosure processes while advising on credit facilities, securitizations, VIEs, fair value, equity accounting, and regulatory reporting. Initially an individual contributor, the role will build the accounting reporting function as Kikoff scales.