Top Tech Jobs & Startup Jobs in San Francisco Bay Area, CA

Develop and launch digitally originated consumer and small-business lending products from strategy through pilot and scaling. Design low-friction origination and credit decisioning experiences, partner with risk and credit teams, establish pricing and product economics, define success metrics, run experiments, and monitor portfolio performance. Coordinate delivery across product, engineering, legal, compliance, operations, finance, and vendors while applying AI responsibly and maintaining fair-lending and regulatory standards.

Leads the architecture and evolution of enterprise identity security across IGA, authentication, authorization, directories, privileged access, cloud, and non-human identities. Designs solutions using SailPoint, Okta, Active Directory, AWS, Terraform, GitHub, and Delinea Secret Server; builds automation and infrastructure-as-code; supports audits and regulatory examinations; evaluates Zero Trust and emerging identity capabilities; and mentors engineers while driving cross-functional initiatives and responsible AI adoption.

Lead development and implementation of personal loan underwriting and pricing strategies. Design A/B tests, analyze loan data to optimize risk-adjusted revenue, and build dashboards tracking funnel conversion and portfolio KPIs. Partner with engineering to implement strategies and expand data sources, leveraging AI and analytics to improve decisioning, pricing, and risk mitigation.

Leads the Consumer Engineering Quality Engineering organization and defines strategy for web, mobile, origination, and decisioning systems. Directs QA talent, test automation, AI-enabled testing, release certification, quality gates, CI/CD infrastructure, and risk-based testing. Partners with engineering, product, platform, risk, and business leaders to improve delivery quality and reduce escaped defects in regulated financial applications.

The Lead Compliance Auditor will perform complex audits, mentor team members, and innovate auditing methods while ensuring compliance with regulations.

Lead Product Manager responsible for enhancing personal loans portfolio through strategic thinking, customer research, and cross-functional alignment. Focus on product discovery and improving customer experience using data-driven insights.

Manage and optimize partner relationships and onboarding, coordinate cross-functional launches, track and report performance, use AI to accelerate reporting and analysis, identify tests and improvements, reduce borrower friction, and surface risks to stakeholders.

Drive performance for Personal Loans programs (TopUp, Refi, Pre-Approved) by analyzing data, building dashboards, supporting experiments, partnering with Product/Marketing/Risk/Finance, and translating insights into actionable program improvements.

Lead the Decision Systems team to design and operate scalable decisioning infrastructure, ensuring effective risk management and business outcomes. Drive cross-functional collaboration and optimize technology strategy.

Grows the SBA and conventional commercial lending portfolio by originating loans, developing referral networks, evaluating credit opportunities, guiding clients through closing, and cross-selling bank products. The role manages client relationships, assesses financial statements and collateral, partners with credit and operations teams, and represents the bank through community networking and business development activities.